Welcome to the second article in the series entitled
"The New World of Online Commerce".

As businesses find new and better ways to integrate the
sales of their products with the Internet, the need to
use "third-party" payment processors for e-commerce is
increasing.

The following companies provide a range of services to
meet the needs of many online merchants. Sometimes the
differences are small, so if the need arises you may be
able to move on to another company with little more than
a few "tweaks" to your sales process.

To be sure, it is important to ask a lot of questions,
such as which software cart will work with your web host,
how much time and money will need to be spent to sign up
and get started selling, and more.

Here is a brief overview of some of the many companies on
the net. Be sure to get the latest information first-hand
before "signing on the line", as things change rapidly on
the Internet.

2CheckOut: http://www.2CheckOut.com/

2CheckOut offers services to merchants selling services,
products, e-products, recurring billing and membership
sites. There is a one time only set up fee of $49.00.
After that, if you receive no orders, you pay nothing.

2CO receives a 5.5% and $0.45 wholesale discount off the
retail price of each total order, with no leases and no
monthly, application, gateway, additional third party or
statement fees.

2CO accepts checks, Visa, MasterCard, Discover, American
Express, Dinners, JCB and debit cards with the Visa and
MasterCard logo.
~~~~~~~

ClickBank: http://www.clickbank.com/

ClickBank is one of the oldest and most well-known of the
online merchants for selling strictly digital products.
ClickBank provides a way for merchants to have an instant
affiliate sales force available to help sell products.

"ClickBank customers can pay by Visa, Mastercard, American
Express, Discover, Eurocard, Bravo, Visa Debit, Mastercard
Debit, or Novus. Customers in the US can also pay by online
check.

You can set the suggested retail price for your product.
Each time we sell your product, we pay you (and the affiliate,
if any) that retail price less $1 + 7.5%. ClickBank has a
one-time $49.95 activation fee, and no monthly fees."
~~~~~~~

IBill: http://www.ibill.com/

IBill provides Visa, MasterCard, Discover and JCB processing
plus online checks for intangible items, Web900 one-time
telephone billing for US customers (intangible items only)
~~~~~~~

MultiCards: http://www.multicards.com/

MultiCards offers processing of Visa, Mastercard, American
Express and Eurocard cards, as well as other payment methods
like eCheck for online sales. Fees are on a sliding scale.
~~~~~~~

PayPal: https://www.paypal.com/

Since 1998, PayPal has been providing a way to send and
receive funds online. There is no cost to open an account
and anyone with an email account can receive funds. Fees
range from 2.2%-2.9% plus .30 per transaction to receive
funds. Anyone with a credit card can make a payment but
you need a business account to receive funds.
~~~~~~~

PaySystems: https://www.paysystems.com/

As of this writing, PaySystems web site appears to be down.
I will update this at a later date.
~~~~~~~

ProBilling: http://www.ProBilling.com/

ProBilling provides "Instant eChecking and 900 Billing,
Transaction Dispute Resolution, Simple integration with
shopping carts, Subscription management services, Design
your own POS page, Weekly payouts: EFT, Wire or FedEx and
more, with no leases and no monthly, application, gateway,
or setup fees."
~~~~~~~

ProPay: http://www.propay.com/

With a $35.00 annual fee plus 3.5% plus a $.35 transaction
fee, ProPay can be a payment processor to consider. There
are no additional fees in most cases. Check the site.
~~~~~~~

Regsoft: http://www.regsoft.com/

"RegSoft.com is an industry leader in providing E-Commerce
Payment Processing Services for publishers and authors of
PC and Macintosh software, shareware, electronic art,
information and data." One-time setup fee of $9.95, $3.00
fee for products $30.00 and under, and 10% of the selling
price for products over $30.00.
~~~~~~~

Verotel: http://www.verotel.com/

An online content payment processor. You need to visit the
web site and thoroughly read the service plans as they vary
greatly.
~~~~~~~

V-Share: http://www.v-share.com/

V-Share accepts Visa, MasterCard, American Express, and
Discover as well as Fax, Phone and Mail Order Options.
At $3 plus 4% per transaction, V-Share may be the lowest
payment processor on the net.
~~~~~~~

Western Union: http://www.westernunion.com/

At over 150 years, Western Union is one of the oldest
companies in the US and provides a way to transfer funds
and information to virtually anywhere in the world. See
the web site for more detailed info, as rates vary for
services provided.
~~~~~~~

Welcome to "The new world of online commerce". Visit these
online processors, compare their plans and get started
selling your "stuff" online today!

Ralph Moore, Editor - Eagle Flyer Newsletter - Get
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